DRAFT · pending review by our attorney
Terms of Use
FIBERS Financial Margin Playbook
Operated by Bravo Group, LLC, 922 HWY 81E Ste 162, McDonough, GA 30253 (“we”, “us”).
Last updated: October 9, 2026
Financial education, not financial advice
The Financial Margin Playbook is an educational tool. It helps you organize and look at your own estimated numbers. It does not provide financial, investment, tax, legal or accounting advice, and it does not recommend any specific investment, product or course of action for your situation. Results, guidance conditions and suggested actions are general and are based only on what you enter. They may be incomplete or wrong if your entries are. Talk with a qualified professional before making financial decisions.
The Margin Check score and its labels describe your answers. They are not a verified measure of your financial security.
Using the Playbook
- You must be 18 or older.
- Use an email address you own. Keep access to that email secure, since sign-in codes are sent there.
- Enter only estimates of your own household’s finances. Don’t enter account numbers, Social Security numbers, passwords or anyone else’s private information.
- Don’t try to access anyone else’s data, interfere with the service, or use it for anything unlawful.
No guarantees
The Playbook is provided “as is” and “as available”. We don’t promise it will be error-free or always available, or that using it will produce any particular financial result.
Limitation of liability
To the fullest extent the law allows, Bravo Group, LLC and Joe Watkins are not liable for any loss or damage arising from your use of the Playbook or from decisions you make based on it. Where liability can’t be excluded, it is limited to $100.
Affiliate links
Some pages may recommend tools we like. If a link is an affiliate link, we’ll say so, and we may earn a commission at no extra cost to you. You never need any of those tools to use the Playbook.
Your content and our content
Your numbers belong to you, and you can delete them at any time. The Playbook’s content, the FIBERS™ name and materials belong to Bravo Group, LLC.
Ending use
You can stop using the Playbook and delete your data at any time. We may suspend access that breaks these terms.
Governing law
These terms are governed by the laws of the State of Georgia.
Contact
referrals@fiberspodcast.com