Tools
Practical tools for a life with margin
Free, simple and built around the Fibers. Start with the Playbook; the rest is on its way.
Live · Free
The Financial Margin Playbook
Six principles for financial margin, a Margin Check, your monthly cash flow (take-home income and ten simple expense lines), a balance sheet with your net worth, and three results that tell you where you stand. Enter your email and the Playbook is yours, as an interactive app and a PDF.
Coming next
The FIBERS™ ecosystem
Coming soon
FIBERS Compass™
A free assessment that shows how your six Fibers connect: not a score to chase, but a picture of your whole life and one next action you choose yourself.
Notify meJoin the email list and you’ll hear first about the FIBERS Compass™.
When we have margin, we create a defense.— Joe Watkins, FIBERS™ Ep. 1: Why FIBERS ? Truth, Margin, and the Real Cost of Life & Business